Flippa has partnered with a trusted financing provider to help qualified buyers acquire businesses faster and with less upfront capital. Whether you're looking to fund a portion of the purchase price or need more substantial financial support, Flippa Finance offers solutions like 401(k) business financing and SBA loans to help you close deals quickly and smoothly.

 

Note: Flippa Finance is currently only available for Buyers in the United States, Canada, the United Kingdom, Australia, and New Zealand.


Available financing options

  • 401(k) Business Financing
    Tap into your retirement savings—without penalties or taxes—to fund your business purchase.

    • Minimum funding requirement: $50,000

  • SBA Loans
    Backed by the U.S. Small Business Administration, these loans offer low-interest rates and longer terms.

    • Minimum credit score: 690 or higher


Benefits of using Flippa Finance

  • Up to 70% Funding: Secure up to 70% of the business’s purchase price through financing.

  • Preserve Your Capital: Acquire a business while keeping more of your cash on hand.

  • Quick Pre-Qualification: Find out if you qualify in minutes, without impacting your credit score.

  • Trusted Lenders: Access experienced financing partners familiar with online and small business acquisitions.

  • Streamlined Process: Our team and finance partners help guide you from qualification through closing.


How to

  1. Browse Listings: Find a small business on Flippa that matches your goals.

  2. Check Eligibility: Visit Flippa Finance and complete the short pre-qualification form.

  3. Get Matched: If eligible, you'll be connected with a lending partner and offered personalized terms.

  4. Close the Deal: Finalize the acquisition using a mix of financing and your own contribution.


Who is eligible?

To qualify for Flippa Finance, you must:

  • Reside in the U.S., Canada, the United Kingdom, Australia, or New Zealand.

  • Require $50,000 or more in funding for 401(k) financing

  • Have a credit score of 690+ for SBA loan options

Eligibility is determined by our financing partner, and there’s no obligation to proceed after pre-qualification.


Need Assistance?

If you have questions about financing options or need help getting started, contact our support team. We're here and always happy to help!

 

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